Zeitschrift für forensische Forschung

Bank Cheque Fraud and Cheque Truncation System to Illuminate the Fraudulent Transaction: A Case Study

Abstract

Vishnu Dev Yadav*, Khushboo Phore and Loganathan Lingan

In the prominence of the technological era, every field is being digitalized and automated to turn-around time, manual work and to add precision. One such attempt was made in the banking field with the introduction of the Cheque Truncation System (CTS). Cheque Truncation System brought uniformity and standardization the cheques being issued by the banks across the world wide with a mandatory set of security features and the authentication of the security features has been made available with automated mechanism based on image processing and pattern recognition of the bank cheques. This study presents examination of a machine generated cloned cheque. Extensive examination of questioned cheque and its original source documents in forensically reveals a unique method of forgery to clone a genuine cheque.